Convenience, Product Affordability, Ease of Service
Finance solutions designed with you in mind
ExploreWelcome to Cyrus MicroCredit Services (CMCS)!
Isaiah 44:28 — Isaiah who prophesied from about 740–761 B.C called CYRUS by name almost 150 years before he ruled (559–530 B.C)! Later historians said that Cyrus read this prophecy and was so moved that he carried it out. Isaiah also predicted that Jerusalem would fall more than 100 years before it happened (586 B.C) and that the temple would be rebuilt about 200 years before it happened. It is clear that these prophecies came from God, who knows the future.
Impact
Join the community of businesses and individuals who trust us to meet their financial needs.
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We've experienced more than 10+ years with success.
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We achieve a lot for our work from top certified agencies.
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We've made clients happy all over the world.
Our Core Services
Comprehensive financial solutions tailored to your needs
Business Loans
Tailored financing solutions to grow your enterprise
Personal Loans
Flexible credit for your personal needs
Agricultural Financing
Specialized loans for farmers and agribusinesses
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Partner Institutions
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Loans Disbursed
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Client Satisfaction
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Average Processing
Our Client-Centric Approach
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We offer tailored microcredit services to help you grow financially.
Convenience
Our experienced team provides actionable plans and insights to ensure your success.
Services targeted for the Poor
Easy and efficient loan applications with no hidden fees.
Respect
Every client is part of the building block to make to whole. CYRUS recognizes this role therefore CYRUS and its agents treat every client with the utmost respect. This does not only apply to clients but to all stakeholders of CYRUS.
A client-centric approach in microfinance prioritizes the needs, preferences, and well-being of clients, ensuring that financial services are designed and delivered to meet their unique requirements.
Key Principles of Client-Centric Approach
Our Partners
We're proud to collaborate with industry leaders and innovators who share our commitment to excellence. These strategic partnerships amplify our impact, drive innovation, and deliver exceptional value to our clients. Together, we're shaping the future of [your industry] through shared expertise and vision.
Building a Brighter Financial Future & Good Support.
Transparent Operations
We maintain full transparency in all our dealings to ensure you always know what to expect.
Secure Transactions
Our advanced encryption technology keeps your financial information safe and secure.
Proven Track Record
With a decade of experience, our successful history speaks volumes about our reliability and commitment.
We Promise Sustainable Future For You..
Loans are very small, short-term, and unsecured, with more frequent repayments.
The screening process ensures that the applicants are micro borrowers.
The applicants are then registered after they pass the screening stage.
Loan documentation is generated largely by the Loans and Operations managers through visits to the borrower's business and home.
Empowering Small Businesses
As an MFI, CYRUS was formed with the purpose of providing social and financial solutions to the poor. To determine its vulnerability to credit risk, there is review of the policies and procedures at every stage in the lending process to determine whether they reduce delinquencies and loan losses to an acceptable level.
These policies and procedures include the loan eligibility criteria, the application review process and authorization levels, collateral or security requirements, as well as the “carrots and sticks” used to motivate staff and compel borrowers to repay.
Screening Processing
The screening process ensures that the applicants are micro borrowers. CYRUS caters for low-income clients, both the underemployed and the entrepreneurs with an often informal family business (e.g., petty traders, vegetable farmers, etc.).
Registration of Applicants
The applicants are then registered after they pass the screening stage. The details taken include names, gender, business location, residential address, occupation type, phone number, and name of spouse or next of kin.
Credit Risk Analysis
Loan documentation is generated largely by the Loans and Operations managers through visits to the borrowers business and home. Directions to the residences are also drawn up for verification.
Credit Approval
CYRUS has a highly decentralized process; hence credit approval by the field-level staff depends heavily on the skill and integrity of loan officers and managers for accurate and timely information.
Training
Applicants whose loans have been approved are then trained in Basic Financial Management. They are trained to distinguish between working capital and profit, in basic customer service, and to inculcate in them the habit of savings.
Success Stories
Businesses thrive with Cyrus Micro-Credit Solutions that deliver real results. Here's what our clients say:
Janet Ansah
Entrepreneur
CYRUS transformed my business with their support!
Joanah Amoah
Farmer
Thanks to CYRUS, I expanded my farm operations.
Sarah Aryee
Petty Trader
With CYRUS, I got the loan I needed to grow my stall.
Beauty Adjetey
Trader
Been in business with Cyrus for over fiftyeen years.
Beatrice Abbey
Trader
Enjoyed Loans from Cyrus for over six years.